Do you have a loan or mortgage serviced by HMS? Please visit our Customer Hub.

Portfolio audit

Understanding the composition of your loan portfolio is a complex undertaking, often due to the sheer volume of constituent loans, documents and checks that need to be reviewed. Understanding the health of the portfolio is crucial prior to any portfolio purchase/sale transaction.

Our comprehensive portfolio audit service is provided by our due diligence team and a senior point of contact. It acts as a powerful tool to ensure the best price when negotiating a portfolio transaction.

  • Audits for both buyers and sellers
  • Data cleansing and analysis
  • Data visualisation and analytics
  • Portfolio performance grading using robust scoring methodology

We can provide audits for a variety of real estate loan portfolios

  • Shared equity mortgages
  • Shared ownership
  • Equity release mortgages
  • Equity release reversion plans
  • For-profit affordable housing