Do you have a loan or mortgage serviced by HMS? Please visit our Customer Hub.

Residential mortgage servicing

Our dedicated special servicing division has a proven track record in servicing equity loan portfolios and other complex loan instruments. Using bespoke forbearance options, we work with borrowers and our clients to achieve workable solutions for repayment. We take care of your servicing, so you can focus on your core business objectives.


We work with many different clients including several of the UK’s bluechip housebuilders and land developers, investment funds, and bridge/development lenders.

and land developers

Investment funds

Bridging and
development lenders

We offer

Detailed analytics & data visualisation

In-depth real-time understanding of your portfolio performance.

A flexible approach

Choose a servicing model that works for your business and budget.

Fully outsourced

We become the counterparty to your borrowers.

White-labelled platform

We are an integrated extension of your business.


We take on certain components of your servicing.